Question 1

Do I need a license to offer check cashing?

Accepted Answer

No. Cashman operates as the licensed check cashing entity. Your store simply hosts the kiosk and earns commission — no separate license required.

Question 2

What happens if a check bounces?

Accepted Answer

Nothing — for you. Cashman guarantees every check cashed through the kiosk. If a check is returned, we absorb the loss entirely. You never lose a dime.

Question 3

How do I get paid?

Accepted Answer

Your commission is deposited directly into your bank account via ACH every week. For larger amounts (over $5,000 in a week), we can arrange faster payouts.

Question 4

What types of locations are best for a Cashman Kiosk?

Accepted Answer

Convenience stores, gas stations, grocery stores, scrap yards, laundromats, and pawn shops perform best. Ideal locations are near low-income housing, in areas with limited banking access, or adjacent to businesses that issue checks.

Question 5

How long does it take to get set up?

Accepted Answer

Most locations are operational within 1–2 weeks of signing up. Cashman handles all shipping, installation, and training.

Question 6

What types of checks can be cashed?

Accepted Answer

Payroll, unemployment, child support, government/IRS/Social Security, insurance settlements, 401K distributions, money orders, business (B2B) checks, and personal checks (based on customer history).

Question 7

What are the operating hours?

Accepted Answer

The kiosk operates from 7 AM to 9 PM daily. Outside those hours, an "After Hours" screen is displayed automatically.

Question 8

How much space does the kiosk need?

Accepted Answer

The automated kiosk requires less than 10 square feet of floor space. The desktop system sits on a standard counter.

Question 9

Can I operate a Cashman Kiosk at a scrap yard?

Accepted Answer

Yes. Scrap yards are excellent locations. In most U.S. states, scrap yards are legally required to pay sellers by check rather than cash — making an on-site check cashing kiosk extremely valuable to sellers who are unbanked.

Question 10

What happens to the checks after they are cashed?

Accepted Answer

Each check is scanned and remotely deposited into Cashman's bank account for clearing. The check never leaves the system electronically.

Question 11

Is there a cost to get started?

Accepted Answer

Cashman offers free delivery, free setup, and free installation. 0% financing is available. You earn commission from day one with no upfront investment.

Question 12

What kind of support do you offer?

Accepted Answer

We provide 24/7 technical support, remote monitoring, proactive maintenance, and a web dashboard to track your earnings in real time.

Question 13

How are the fees split?

Accepted Answer

Cashman splits fees 50/50 with store owners. For their half, Cashman provides check processing, verification, guarantee, and banking services. Your share is deposited via ACH every week.

Question 14

Can I customize the fee schedule?

Accepted Answer

Yes. You can set and adjust the fees you charge customers at any time. Cashman typically matches your existing fee schedule so the transition is seamless for your customers.

Question 15

What if I'm already a check casher with my own MSB and bank?

Accepted Answer

Existing check cashers are billed at the end of the month for their portion of fees. You can also use Cashman's MSB and bank solution to become fully compliant with cashing commercial and business checks of any value.

Question 16

What about checks I'm not comfortable cashing?

Accepted Answer

You continue cashing your regular customers' checks as normal. Any checks outside your comfort zone — new customers, suspicious checks, oversized amounts — can be run through the Cashman system. If verified, the check is guaranteed, letting you earn fees on checks you'd normally turn away.

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